أثر المخاطر الائتمانية على ربحية البنوك التجارية "د ا رسة تطبيقية على عينة من البنوك الج ا زئرية خلال الفترة - "7002 7002

Abstract

Credit risk management has become very important in the commercial banks that this latter relies on the credit in its latter relies on the credit in its activity. This study aims at finding out the relationship between the credit risk management and the profitability of commercial banks operating in Algeria for the period (2007-2016). The study relied on the standard method through the use of the panel model to determine the effect of the credit risk indicators on the credit risk indicators on the profitability of banks for the profitability of banks for the same sample. The results of the study showed a positive relationship between the assets and the return on sherholders eguity with the ratio of total loans to total deposits and the existance of an inverse relationship between assets and liabilities and loan losses to total loans .while there is a positive relationship between the return on equity and the persontage of the provisin of the losses of the borrower to the total loans . It also reached an evers relationship between the return on assets.