دور صندوق ضمان القروض في الرفع من الملاءة الائتمانية للمؤسسات دراسة حالة الصندوق الجهوي لولاية ورقلة (2004-2015)

Abstract

The most important obstacle confronted by small enterprises, is the lack of sufficient guarantees for bank loans to finance various activities, also in order to upgrade and develop these circumstances and institutions, the Algeria state provides structures and institutions supportive to ensure financial aid by various banks of the most importance circumstances structures to ensure small and medium enterprises Loan Fund (FGAR), which represents replace study focused problematic study to identify the extent to ensure small enterprises loan fund in the lifting of the credit solvency . The researcher adopted to address the former problem on all of the descriptive and comparative, as well as benefiting from the loan guarantee fund state institutions study Small and medium-sized enterprises. Among the most important results that we concluded to in this research to ensure that small and medium enterprises Loan Fund works to increase the solvency of institutions credit to varying degrees of circumstances and in specific sectors.