Integration of e-payment in the tourism sector: Current situation in Algeria

Abstract

This article investigates the importance of integrating electronic payment systems to boost the development of countries' tourism sectors, with a particular emphasis on Algeria. The research is structured around two main goals. First, it provides a conceptual framework for electronic payment methods and their evolution. Second, it explores the adoption of e-payment systems in Algeria with a special focus on their integration in tourism sector. To this end, statistical analysis is used to describe the current state of e-payment use in Algeria, with a focus on its uptake among tourism businesses. Furthermore, a survey of 132 Algerian tourists was conducted to assess the prevalence of electronic payment methods in domestic tourism. The statistical data and survey results indicate that, despite the best efforts of financial institutions, the adoption of electronic payment methods among Algerian tourists and operators remains significantly low